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Assets

COMMERCIAL VEHICLE AND TRAILERS INSURANCE

The Comprehensive Motorcar Insurance provides the best comprehensive coverage for Commercial Vehicles such as ldv's, trucks, tractors, buses and kombis. The policy protects the Insured's vehicle against loss or damage due to accident as well as loss due to theft. Inclusive is Third Party Liability that protects the Insured against liability arising out of loss or damage to other person's properties (Property Damage) and or injuries of third parties (Bodily Injury).

FIRE

Insurance against physical loss or damage proximately caused by fire and lightning to an insured property such as buildings, machinery and equipment, stocks in trade, goods in process and other fixed properties. Fire insurance can be extended to cover the following perils: storm, wind, hail, riot, strike and malicious damage.

BUSINESS INTERRUPTION (BI)

This policy indemnifies for losses and expenses following material damage loss to insured property caused by an insured peril. Included are the following: Losses in Net profit, Increase in cost of doing business, loss of rentals and loss of revenue.

GOODS IN TRANSIT

Covers goods that are being delivered by the insured; to the insured The goods are also covered while in loading and offloading processes; temporary storage during the journey and while in transit.

BUILDINGS COMBINED

The policy covers business premises against fire, lightning, explosion, storm, wind, water, hail, earthquake, and impact by falling objects.

OFFICE CONTENTS

Protects the office contents against fire, lightning, explosion, storm, hail, wind, water, earthquake, and impact by animals, vehicles and trees.

MONEY INSURANCE

Indemnifies for loss of money stored within insured business premises and money transported from the business premises to the bank and vice-versa, due to robbery

THEFT

Protects the insured against loss or damage to all contents of any insured building at the insured premises.

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