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Lilunga Asset Builder

Lilunga Asset Builder is a savings vehicle that combines an investment component with an automatic life insurance cover for individuals between 14 and 64 years old.

Click here to download the Lilunga Asset Builder brochure.

The policy gives you a choice between the following:

What are the main benefits?

What can I use the money for?

How do I beat inflation?

By inserting an inflation escalation clause in your policy where on the anniversary date of your policy, your premiums will increase by either 10% or 15%.

How is my family protected?

This policy comes with an automatic life insurance for you. Should you die, your selected beneficiary will receive a guaranteed minimum of E19, 200 for a basic premium of E200.00. As your investment grows, so does the value of your cover.

An example of how the basic premium of E200 can grow into a valuable nest with Lilunga Asset Builder:

E200 per month
  10 years 15 years 20 years
No Escalation E22,423 E38, 848 E58, 750
10% escalation E36, 776 E82, 066 E160, 628
15% escalation E47, 193 E121, 654 E278, 376

How do I pay my premiums?

Can I borrow against my policy?

After two years of taking the policy, you can borrow up to 90% of your surrender value against your policy.

*Terms and Conditions Apply

What happens when my policy matures?

You can lodge your claim at ESRIC offices in Mbabane or Manzini

What documents are required to claim?

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